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How You Should Spend Vietnamese Dong When in Vietnam

by Xchange Of America ~ August 31st, 2016

When traveling in Vietnam you’ll find plenty to do and a lot of exciting areas to visit. It’s a good idea to bring Vietnamese dong, the local currency, with you when you travel there, as there are plenty of things to do that may require you to have cash. For example, there are often sightseeing tours, street vendors, taxis, and other service professionals who will only take cash as a form of payment. Debit card and credit card machines are not as common as you might think in the country. So be sure that you have enough currency with you when you are traveling to Vietnam, and if you use a trustworthy exchange like Dinar Inc. you will get a great deal on your currency purchase.

There are plenty of street vendors and restaurants that take Vietnamese dong

When traveling in Vietnam you will likely want to carry a combination of dollars and Vietnamese dong, based on what other travelers have mentioned. You will find a wide range of delicious street food options when traveling there. Some side dishes are only around 4,000 dong, but they are small portions. You can expect to spend about 30,000 to 40,000 dong at an inexpensive restaurant for a larger meal, which is the equivalent of a few dollars or less. As you can see you can travel on a very low budget when in Vietnam, and you won’t need to spend very much money outside of your plane ticket.

Accommodations in Vietnam

You can expect to spend around 100,000 VND per night for a hotel, which is just a few dollars per night. Most of the hotels that are offered to foreigners are high quality with air conditioning, television, a bath and sometimes a refrigerator. There are also many amenities that are normally included with a hotel room such as shampoo, toothbrush, towels, soap and others. If you choose to not use air conditioning you can sometimes save a few dollars on the cost of a room if you really prefer. However, it is well worth the cost as temperatures can be quite hot during many parts of the year, and you will want to sleep comfortably. There are cheaper accommodations available, and the cost of hotels will vary significantly from one part of the country to another.

Be careful of spending too much in tourist areas

In recent years, prices have risen in the tourist areas of Vietnam such as Halong Bay and Angkor Wat. In some of these areas you may end up paying prices that are similar to what you would pay in European destinations. In these areas you may want to pay in dollars or Vietnamese dong, but it’s recommended to avoid spending too much there if at all possible, and spending most of your money in the less traveled parts of the country. Many travelers recommend visiting the rural areas and other parts of Vietnam to get more of a true feel of how the country really is, but of course that is up to you once you travel there.

How Much Does It Cost to Have Fun in Vietnam?

by Xchange Of America ~ August 30th, 2016

Vietnam has become one of the most popular tourist destinations in the world because of its low living cost, great exchange rate with the U.S. dollar, and its beautiful scenery and other attractions. Although costs in some more highly visited parts of the country have started to rise, you can still have a great vacation on a budget or even live in Vietnam for an extended period of time. There are a lot of other reasons to consider traveling to Vietnam, and in general it remains one of the top countries to travel to in the world and Southeast Asia.

Beer and cigarettes can be inexpensive in Vietnam

Cigarettes and beer are relatively inexpensive in Vietnam. In fact, many people who don’t smoke in the United States because of the high cost of cigarettes will often choose to smoke in Vietnam because of their low cost. A pack of Vietnamese cigarettes will cost about 5000 VND, while a pack of imported cigarettes will cost more at around 20000 VND. However the price is still significantly lower than what they cost in most Western countries. Beer is also relatively cheap as well, at around 7000 VND for a bottle of local beer and around 20000 VND for a bigger bottle of a beer like Tiger Beer from Thailand. Imported beer is around 30000 VND for a 12 ounce bottle. A beer called bia hoi is a fresh beer made without any preservatives, and it is meant to be consumed the same day. This beer costs around 4000 VND for a mug.

Getting around doesn’t cost much

Motorcycle taxis are a common way to get around town, and short trips will cost around 10000 VND while longer trips will cost more. Bus service is available throughout Vietnam, but you can expect bus travel to be crowded and uncomfortable in comparison to the motorcycle taxis. Tour buses and first class buses are available, however, that are less crowded and equipped with better seating and amenities, and they will cost slightly more. These buses usually only travel to the tourist centers of Vietnam, so you will be stuck on those routes. However, many of these areas are also some of the best parts of the country to visit, and if you plan on traveling there you certainly shouldn’t skip them.

Food is also cheap

You can also expect food to be a low cost when traveling in Vietnam; there are several street vendors who won’t charge you very much for food while you are there. Street food is just around 4000 to 1000 Vietnamese dong per meal. A restaurant meal can be anywhere from 30000 to 40000 VND. You won’t be spending very much money on food in Vietnam as you can see, and it’s the perfect country to take a family to for a family vacation or to travel to as a couple, as you will very likely spend much less than $40 per day as a couple and under $75 per day as a family. With a relatively small vacation budget you can enjoy the best of what Vietnam has to offer, but be sure to contact

Traveling to Iraq – What to Know

by Xchange Of America ~ August 29th, 2016

Although you may not be sure about the safety of traveling to Iraq because of recent events and terrorism in many parts of the country, the truth is that there are still several parts of the country that are safe to travel to, especially in the South. You need to follow every recommended security precaution when traveling there, including what the U.S. government recommends. Before traveling, it is a good idea to purchase Iraqi dinars from a trustworthy dinar exchange like Dinar Inc. so that you have a sufficient amount of the local currency prior to traveling. You may need dinars for purchases like taxis, food, item purchases, hotels and other expenses.

Iraq has a diverse geography

One thing that the mainstream media often neglects to do is to report on the different geographies of Iraq. The country is certainly not homogenous, and there are several parts that are not as dangerous as the areas controlled by the Islamic State (ISIS) and other groups. The reality is that business in Iraq must continue in spite of these dangerous threats and armed groups, and much of that business has been continuing peacefully in the Southern portion of the country. Anyone who is planning on traveling to the country for business should be careful to follow security guidelines, however, it does not mean that travel to Iraq should be completely avoided at all costs.

About 2/3rds of Iraq enjoys security

According to the Brookings Institute, a leading Washington think tank, approximately 2/3rds of the country still enjoys security at a similar level of nearby countries like Morocco and Egypt. There are many foreign companies operating in the South of Iraq that employ tens of thousands of people and there are many international fights every day in and out of the country that are filled with businessmen. Even on the frontlines with ISIS, many of the oil rich areas are hundreds of miles from ISIS occupied territories, according to the Brookings Institute. Iraq has maintained a relatively high level of security in the areas that it has controlled,

If you need to travel to Iraq be sure to purchase dinars

With this in mind, there still are several areas that are relatively safe to travel to, as long as basic security precautions are taken. It is a good idea to travel with the local currency, the Iraqi dinar, prior to traveling to the country. Dinars can be used to tip drivers, for food, and for other purchases if you happen to be traveling in Iraq. The exchange rate is also very favorable at the moment compared to the U.S. dollar, and that means that you can purchase a large quantity of dinars at a relatively low cost at the moment. As the situation in Iraq continues to be stabilized, there will be more business and work opportunities, and in spite of the violence in the country life has continued to go on at a good pace in many parts of the country, with excellent progress being made in several local industries.

Purchase Dinars Before Traveling to Iraq

by Xchange Of America ~ August 28th, 2016

Iraq has been in the news often lately, but it remains a country that most people know relatively little about. Traveling to the area is not as unsafe as what many people think, as long as travel is restricted to certain parts of the country. For those who need to travel to Iraq for work, as a part of the military, or for business, there are many reasons why you should consider buying dinars prior to visiting the country. With a sufficient amount of dinars, you can purchase items like food, transportation, clothing and other items, without having to worry about finding a currency exchange.

Overseas currency exchanges can be expensive

There’s no telling how much you can be expected to pay for a currency exchange once you arrive in Iraq. The cost for a currency exchange can much higher than what you would even pay at an airport currency exchange, because of the fact that many currency exchanges know that travelers have very few if any other options. The fees can end up making it difficult to justify a currency exchange, and U.S. dollars are not accepted in every part of the country. Many merchants, vendors and other service providers prefer to receive dinars, and if you don’t have them when traveling there you may miss out on some opportunities because of this.

You can keep your extra dinars in a hotel safe

It’s recommended to have a sufficient amount of dinars with you when you are traveling there, and if you don’t want to take a lot of cash with you when you are out and about, you can keep your dinars in a hotel safe. There are several secure parts of the country where the local army and military have a strong presence, and there are little to no concerns about petty theft, as the vast majority of Iraqis are very friendly, hospitable and nice. You will very likely enjoy your trip to Iraq assuming that you are traveling to the peaceful areas of the country. In any case it is a good idea to bring dinars with you prior to traveling there, as you’ll end up avoiding having to find a currency exchange at the last minute or not being able to pay for an item once you’ve traveled.

Buy them online to save money

When you buy dinars on our website, Dinar Inc. you will save a significant amount of money compared to most other methods of buying dinars. Airport exchanges will charge you fees of 20% or more of your currency exchange cost, and these fees are simply not worth it. Other exchanges also charge ridiculous service fees, but Dinar Inc. never charges extra fees and offers some of the top exchange rates that you can find for dinars. If you are planning on traveling to the Iraq area for any reason at all, be sure to purchase dinars ahead of time, and you can purchase them in any quantity that you need and have them shipped directly to your door no matter where you are in the United States or the world.

Buy Iraqi Dinars From Home and Save Time

by Xchange Of America ~ August 27th, 2016

Buying Iraqi dinars from home can save you a substantial amount of time on your currency purchase and ensure that you get the dinars that you need in time. Whether you are traveling to Iraq for business, for work or as a part of the military, you will want to have at least a small amount of dinars with you, and you may want to purchase a larger quantity if you plan on being in the country for a while. No matter how long you are staying there, you should have a small amount of local cash with you, and we can advise you on how much you should purchase if you have any questions.

Many local currency exchanges don’t have dinars

If you are looking to buy dinars at a local currency exchange you may be out of luck. Many local currency exchange services don’t have dinars, and they are often unwilling to accommodate you and order them in. If they do offer a dinar exchange, the chances are that they will charge you extra fees or service fees that can quickly add up for your dinar purchase. The best and safest bet is to purchase dinars from home at a service like Dinar Inc. where you know the rate that you are going to pay upfront. We never charge the outrageous and high service fees that you will find at many other currency exchange services.

You won’t have to look around for a currency exchange

Spending time trying to find a local currency exchange can also be very time consuming and difficult. There are not very many of them, especially if you live in a rural area or a smaller city. You may have to travel an hour or more just to find a currency exchange that offers dinars, if there are any in your area at all. Finding a currency exchange can end up taking a lot of time, and there’s no reason to do that when you can purchase all of the dinars that you need right at Dinar Inc. and have them conveniently shipped to your home at low shipping rates.

Purchase them in just minutes

You’ll be able to purchase dinars in just minutes when you buy them from Dinar Inc., as our website is easy to use and fast. Simply go to our website and choose the amount of dinars that you want to purchase and select your shipping option. Expedited shipping is also available for those who need their dinar shipment faster. In any case you will be able to get the full amount of dinars that you need and you won’t have to worry about shipping delays or other problems. There are also multiple payment options available for your convenience including credit card, bank wire, e-check, cashier’s checks/money orders, and cash on delivery (COD), so that you can choose the option that is easiest for you. View the Dinar Inc. website today for more information about how you can buy dinars from the comfort of your home, or contact us if you have any questions at 1-888-800-1977.

Buy Iraqi Dinars Online and Save Money

by Xchange Of America ~ August 26th, 2016

When you buy Iraqi dinars online you can save a substantial amount of money compared to other ways of buying the currency. After you travel to Iraq, you can expect to spend a substantial amount of money on currency exchange services, sometimes spending two to three times or more in fees and other service changes when you buy dinars overseas. The best way and the easiest way to purchase them is to simply buy them online from the comfort of your home at Dinar Inc. You can purchase them in large quantities or smaller quantities and have them ready for you before you travel to Iraq, and the amount of time that you can save using an online currency exchange like Dinar Inc. can also save you a lot of hassle.

Airport exchanges are expensive

If there are airport currency exchanges offering dinars, you’ll quickly find that that you are going to spend a substantial amount of money on your currency exchange. Airport exchanges know that travelers don’t have very many options once they are already at the airport, and unfortunately they take advantage of this. They often charge service fees which can exceed 20 to 25% or more of the total transaction. It can be difficult to justify using these services for currency exchange, but using an online dinar exchange like Dinar Inc. that is trustworthy and certified to sell dinars is far cheaper and will save you a lot of time trying to find a currency exchange.

Save time as well

Time is money these days, and it can be difficult to find a trustworthy currency exchange that offers dinars. We also sell Vietnamese dong, Indonesian Rupiah, South Korean Won, Chinese Yuan, Indian Rupee, Thailand Baht, Philippine Peso, and Malaysian Ringgit. You’ll be able to purchase any of these other currencies at the time that you purchase the dinar, and this can be very convenient if you plan on traveling to any of these countries along with Iraq. We are a one stop shop for travel to a wide range of countries, and all of our exchange rates are very favorable and they adjust based on the daily exchange rate that often fluctuates.

Low shipping rates

You’ll also find that our shipping rates are among the lowest in the industry, and most importantly we process your order quickly to ensure that you have the currency that you need on time. Customer service is our main priority and we work hard to ensure that your order is processed exactly when you need it. You’ll find that your order will arrive at the time that you expect or sooner, and with low shipping rates you can order larger quantities of currency so that you can have a sufficient amount of local cash when you travel. Don’t underestimate the importance of buying Iraqi dinars before you travel to the country, and be sure that you purchase a sufficient amount before your next trip so that there are no unexpected expenses that you won’t be able to pay for.

Why Online Currency Exchanges Are Better

by Xchange Of America ~ August 25th, 2016

Online currency exchange services are often significantly easier to use than brick and mortar exchanges. At Dinar Inc. you can buy Iraqi dinars as well as a wide range of other currencies from countries like Malaysia, Indonesia, South Korean, China, Vietnam, Indian and more. Our exchange rates are some of the lowest that you will find anywhere, and you won’t have to deal with waiting in line or being charged large service fees. Although we offer physical locations in several areas, it is often easier to purchase your currency online, and at our physical locations we still offer the same low rates that we offer to our online customers, without service fees or extra charges that can make your purchase expensive.

Have your currency shipped to your home

Within just a few minutes you can buy Iraqi dinars and have the currency shipped right to your home. Buying dinars online is one of the fastest and most efficient ways to purchase them, and if you don’t have much time before your next trip to Iraq you will want to purchase them this way. You simply select the currency amount that you need after registering on our website and complete your checkout. Within under 5 minutes you can complete your dinar purchase while you take care of your other obligations and prepare for your traveling. It can save you a lot of trouble trying to find a local currency exchange that will offer dinars.

Don’t worry about waiting in line or setting up appointments

You also won’t have to worry about waiting in line to get your currency. Some currency exchanges can be very busy and will make you wait just to ask questions and find out whether or not they are offering dinars or the other currency that you want. In some cases, the currency exchange may offer dinars, but they may charge extra service fees or you may have to wait for a long period of time for the dinars to be shipped in. You’ll never have to deal with any of this when you choose Dinar Inc., as you can make your purchase immediately with a wide range of payment options.

Flexible payment choices

Most currency exchange services will only accept or one or two forms of payment. Dinar Inc. is unique in that we accept five different forms of payment for the utmost in payment flexibility. Options include COD, bank wire, e-check, credit card, and cashiers check/money order. As you can see there are several choices that can work for you. You can also contact our customer support service at any time, 24/7, and ask us questions or email us. We’re available to give you advice on the best time to buy currency, how to get the most currency for the money that you spend, and how to prepare for traveling to any of the countries that we sell currency to. We are one of the few truly customer oriented currency exchange services, so if you need to buy Iraqi dinars be sure to check out our website and purchase them anytime!

What Causes Changes in the Dinar Exchange Rate?

by Xchange Of America ~ August 24th, 2016

The dinar exchange rate is just like any other currency exchange rate for any other country. Exchange rates are affected by a wide range of factors including the current stability of the country, the debt and GDP of a country, industry and economic growth, unemployment rates and a wide range of other factors. The dinar exchange rate will often fluctuate dramatically, as Iraqi is a country that is still in a growth process and there are many changes occurring as the country attempts to stabilize its northern regions. Interest rates also influence exchange rates as well as inflation, and these two factors are some of the most important in terms of their effect on the exchange rate.

A country with higher inflation will often have a lower currency value

As a general rule, countries with a higher inflation rate will have a lower currency value compared to other countries that have a lower inflation rate. Some countries that had a low inflation rate in the last half of the 20th century, as one example, included Switzerland and Japan. Their currency strength benefitted from their low inflation rate, while countries with a higher inflation rate would often see their currency depreciate compared to their trading partners. A high inflation rate is often correlated with a higher interest rate for debt, and by manipulating interest rates, central banks can influence the Dinar exchange rate and other countries’ exchange rates and affect inflation.

Account deficits affect the exchange rate

The balance of trade between two countries shows all of the payments for services, interest, dividends, and products between one country and all of its trading partners. If there is a deficit, meaning that the country is spending more money on foreign trade than it is making from foreign trade, it will need to borrow money from foreign sources in order to make up for that deficit. With this increased demand for foreign currency, the dinar exchange rate and other exchange rates can be lowered. This occurs until foreign products and services are too expensive for citizens of the country, and domestic services and goods are cheap enough to be attractive for foreigners.

Exchange rates are complex

The reality is that dinar exchange rates and other exchange rates are not just determined by the factors mentioned above, but a very wide range of other factors that often leaves the most experienced economics unsure. There are a few major factors that economists understand are major influences on exchange rates, but in spite of what might be expected when higher inflation rates or trade deficits occur, currency values are often a force of nature and will many times be unpredictable. This type of event occurred recently with the Brexit vote as the value of the British pound dropped to 31 year lows and there was a major economic fallout. With various economic and political events affecting currency exchange rates, it cannot be known how any particular country’s rate will change, and even the most experienced economists have a great deal of uncertainty when trying to understand and analyze how currency exchange rates work.

Avoid Airport Currency Exchanges To Save Money

by Xchange Of America ~ June 30th, 2016

When you are rushing through the airport on your way to your destination, whether it is Iraq or Vietnam, you may suddenly realize that you forgot to do your currency exchange to Dinars. This can be a problem, but luckily the airport does feature exchanges. Is that actually lucky though? Is it actually something you should consider? Long story short, no it is not.
Forget about going through the currency exchanges at the airport and focus on a place like Dinar Inc., which will provide you with the ability to buy Dinars but at a much better rate for yourself. Why should you lose money when you exchange money? You don’t with Dinar Inc.

There are several reasons to avoid the airport exchange.

1. You will face fees and charges that are simply not necessary when you are at the airport exchange to buy Dinars. This is not uncommon at the airport. Think about how much money you spend for something like a magazine, or even a drink. When you decide to exchange money at the airport, you will end up paying too much because of the fees. Most airports have facility fees put on them, which results in fees for things like airport currency. These then result in you paying too much just to exchange your funds to Dinars.

2. The exchange rate is what it is all about when you buy currency, including when you buy Dinars. When you buy through Dinar Inc., you get an excellent exchange rate that ensures you have more money in your pocket. The airport does not provide proper exchange rates, and this is because there is no competition within the airport for currency exchange. Each exchange company can set its own rates, and the airport’s rates are some of the worst in the currency exchange world.

3. Another major problem with the currency exchange at the airport is that they have limited selection of currencies and limited amounts at that. If you want to buy Dinars, you may find that you are heavily limited with the funds you can get, if you can even get Dinars. The last thing you want is to travel and end up not having the chance to exchange your currency before you even leave. That is not a good situation to be in.

4. Lastly, your safety is the most important thing, as is your peace of mind. If you exchange your currency in an airport, you may be setting yourself up to not only be robbed of it, but also to lose money because you aren’t able to pay attention. Airports are busy places, and there are hundreds, even thousands of people moving around. It can get very distracting. In some countries that don’t have as much in the way of safety, it is also dangerous. Some people watch currency exchange locations for people, and then follow them to rob them.
Don’t be fooled by the airport claim of convenience with currency exchange. Buy your Dinars from Dinar Inc.

How To Save When Buying Iraqi Dinars

by Xchange Of America ~ June 29th, 2016

When you exchange currency, rule number one is to have near, or as much, of the currency as you should. Yes, there are different currency exchange rates between currencies, but generally you should have as much as you did before just in different country’s funds. If you go to a place like an airport, or other typical currency exchange places, you are going to be paying out the nose through fees.
That is not the case when you buy Iraqi dinars at Dinars Inc. We pride ourselves on getting you the best currency exchange rates, so that you don’t have to feel like you just lost a lot of money simply by changing currencies.

There are several ways that you can save money on your currency exchange, and these tips will ensure that happens.

First, always make sure you plan ahead. When you plan ahead, you are getting the currency exchange at the best rate possible. Never do it at the last moment.

When you are getting free delivery of the currency, even when you buy Iraqi dinars, don’t always fall for the free delivery offer. Sometimes it can mean a lot of extra fees. Free delivery is not a bad thing, but make sure you read the fine print. On that same not, avoid Saturday delivery because that companies will deliver to your work address and chances are you are not there.

When you buy Iraqi dinars, always check the money market. Visit a place like XE.com and see what the exchange is going to be. Don’t be afraid to shop around as well. You can get a good rate by asking a company to match a rate you saw. On that note, it will be hard for you to find a better rate than you will get with Dinars Inc.

You should also beware of the credit and debit card trap. There are often extra charges for these types of things, which can end up costing you even more money once you get past the hidden fees that some companies put on their products.

Lastly, don’t fall for the buy-back guarantees that you may see. The small print will tell a different story here and you may find that they are not worth totally what you are paying for. Instead, just shop around with your Iraqi dinars and find the best place to exchange them back into the currency that you want.

There are a lot of risks associated with currency exchange sometimes, but there doesn’t have to be. Don’t just go for the first place you find.

Instead, choose a reliable company like Dinars Inc. If you need to buy Iraqi dinars, then we can certainly help you out there. We have several stores to serve you and we can ensure that your trip to Iraq goes off without a hitch and that you have more money in your pocket. That is our promise to our customers, and that is our promise to you.

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